Collect on time.
Every time.
Kada schedules your recurring payments and sends a payment request on MTN MoMo on the due date. Your payer approves with their PIN — every cycle — and the money moves straight to your wallet.
- Kada never holds your money
- Wallet-to-wallet on MTN MoMo
- PIN per debit — no silent debits
Sandbox request-to-pay: SUCCESSFUL (20 Aug 2026) · UAT Collection cases 1–7 Pass · Public demo at sandbox.kadacollect.com
Good morning, Claire
Your payer's wallet.
Your wallet. Nothing in between.
Kada is a consent, scheduling and follow-up layer on top of MTN MoMo — not a payment processor. Collected money travels on MTN's rail, directly.
Approves each request with their MoMo PIN
Moves the funds — Kada never touches them
Receive money straight from your payer
You shouldn't be your
own debt collector.
There is no direct debit for most recurring payments in Rwanda — so rent, school fees and SACCO dues get chased by hand, one WhatsApp message at a time. Kada turns that chase into a schedule: we request payment every cycle until MTN offers a mandate product.
Typical patterns reported by early pilot merchants — not an industry study.
Schedule it. Request it. Chase it.
Schedule it
Set daily, weekly, monthly or term-based collections once — rent cycles, fee deadlines, member dues.
Request it
On the due date Kada sends a request-to-pay on MTN MoMo. Your payer approves with their PIN — every cycle.
Chase it
If someone is late, Kada follows up politely — WhatsApp first, then an AI call in Kinyarwanda that captures their promise.
Three moments from
the same loop.
Everything below is a working simulation of the product — demo data, clearly labelled.
Good morning, Claire
Kada is calling a late payer
Muraho, ni Kada. Turakwibutsa ubwishyu bwa RWF 85,000 bwari bukenewe ku wa 5.
Hello, this is Kada. A gentle reminder about your RWF 85,000 payment due on the 5th.Wazashobora kwishyura bitarenze ku wa gatanu?
Will you be able to pay by Friday?Yego, nzishyura ku wa gatanu.
Yes, I will pay on Friday.Murakoze. Twanditse isezerano ryanyu. Mugire umunsi mwiza.
Thank you. We have recorded your promise. Have a good day.A polite voice that
protects the relationship.
Collection is personal. Kada's AI calls are designed to keep it that way — speaking the payer's language, capturing their promise, and knowing when to stop.
Late payments down from ~40% to under 10% in 60 days.
EARLY PILOT DATA · NOT A PUBLISHED CASE STUDYOne loop.
Many kinds of due dates.
Landlords & property managers
Rent requested on the 1st, polite follow-ups after, promises tracked — without awkward conversations.
Schools
Term fees requested on schedule, with reminders families can approve from their phone in seconds.
SACCOs & microfinance
Member dues and instalments kept on schedule without turning your team into a call centre.
MTN MoMo · Rwanda
Request-to-pay proven end-to-end in sandbox — now moving through production onboarding.
- Collection request-to-pay: SUCCESSFUL (20 Aug 2026)
- UAT Collection cases 1–7 Pass
- Public demo: sandbox.kadacollect.com
We will only list a rail here once it works end-to-end.
Simple to start,
agreed with you directly.
From 15,000 RWF / month + 0.5% of what we collect. Indicative teaser — final pricing is agreed with you personally. No self-serve billing yet.
Stop chasing.
Start requesting.
Tell us about your rent rolls, fee calendars or member dues — we'll show you the loop on your own numbers.